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Line of Credit

A business line of credit offers funding only when your business needs it. Once approved, you can simply draw against your line as the need for capital arises – whether that occurs tomorrow, next week, or next month.

See if you Qualify for a Business Line of Credit in Less Than 60 Seconds

Checking for pre-approval will not affect your credit score.

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Do you qualify?

A business line of credit is the ideal funding product for newer businesses, entrepreneurs with less-than-ideal credit strength, or businesses who simply don’t have the time to wait weeks for their bank to make a decision!

Months in business
Monthly Revenue
Personal Credit Score
How a Business Line of Credit Works
Apply Online
Get Approved
Make Repayments
Provide us basic information about your business and its needs. Submit your documents online or through a dedicated Consultant.
You’ll often know within just 1-2 business days if you’re approved for a business line of credit!
Tapping funds from your line is simple. Use your login details to obtain funds within hours.
Use the new credit line to scale your business operation to the next level or better manage cash flow.
Max Approval:
Term Length:
Cost of Funds:
Funding Timeline:
Approvals up to
6-18 Month Draw Schedules
Rates starting at 7.99% APR
2-3 business days
Pricing & Return on Investment

Lines of credit will be offered with payback terms between 7.99% and 24.99% interest based upon an analysis of the health of your business. Approvals can be driven by credit score, debt ratios, credit inquiries, and accounts receivable.


Example ROI: Your supplier offers you inventory at a large discount if you buy in the next few days. You choose to draw $10,000 to make the purchase, and sell the product for $20,000. Your total cost of borrowing for a period of four weeks is $262.22. Your total profit is $9737.78.

See if you qualify for a
Business Line of Credit in less than
60 seconds
Minimum qualification
What you need to apply
24 months in business

620 personal credit score

$20,000 in monthly revenue
Completed application
Prior 4 months bank statements
Proof of ownership
Ready to apply? Get Started
Have more questions? Ask Us!
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